Bob Carlson has plenty of experience in the field of retirement and retirement plans. Youll get a mix of todays benefits, and whats coming (in the form of redistribution/higher taxes). Here are the key provisions of the legislation: According to Bob Carlson, it isnt a great law and you need protection from it. After getting my law degree and master degree in Accounting from the University of Virginia, And after passing the CPA exam on my very first try. People whove worked most of their lives, Saved for college, and saved for their retirements. These so-called financial heavyweights are Dr. Mark Skousen, Bob Carlson, Bryan Perry, Jim Woods, and Jon Johnson. A landmark survey from The Alliance for Lifetime Income shows that a full 80% of non-retired Americans express anxiety that their savings may not provide enough to live on in retirement. If you look at the order form, youd notice that youd receive multiple benefits by subscribing to his service. Heres what you need to know about this financial advisory below. He trained as an accountant and attorney. It makes it easier for 401(k)plan administrators to offerannuities. The Gold subscription entitles you to receive a copy of his book, The New American Retirement Plan, and monthly newsletters. Most people begin taking benefits as soon as they can at age 62. You simply cannot risk your life savings by not acting. Then showed it all to my readers and explained that things have changed A LOT. That includes your 401(k)s traditional IRAs even your Roth IRAs. Click here to watch the . Copy those rules and think no more of the matter. January 2023 Newsletter- written by Bob Carlson of Retirement Watch, America's leading personal finance and investing website for Seniors . The study also shows that 63% of Americans are unprotected from retirement and they have no source of lifetime income outside Social Security (pension plans or annuities). From 2001 to 2005, he also became part of the Virginia Retirement Systems Board of Trustees. A new study conducted by researchers at Johns Hopkins University found that only 4% of people start collecting Social Security benefits at the most advantageous time. Im warning you now, because I dont want a single person left behind when it hits hardest and starts tearing apart your 401(k)s, IRAs and Roth IRAs. It assumes that that Congress will adopt a bolder approach, as with (say) the Tax Reform Act of 1986. Before your family gets hit with massive and accelerated income taxes. The section on the website devoted to this is rather short. *NOTE: I insist on giving all new members a full month to decide if my newsletter is right for you. (I explain how on page 187 in the NEW AMERICAN RETIREMENT PLAN. Its called the NEW AMERICAN RETIREMENT PLAN. Look at what The Wall Street Journal reported, and I quote: this new law upends 20 years of retirement planning and sticks it to the middle class., The online media outlet Salon confirmed this: If you thought it was a safe bet to put your money into retirement plans over the span of your career for estate planning, think again.. Senior Contributor. Combined, they have over 135 years of experience in the stock market. To prove his expertise, Carlson presents his Retirement Watch Portfolio performance. Its where I bring together all the techniques and strategies to help everyone in their golden years live their best lives. Offers a thirty-day money-back guarantee, excluding the costs of the books and the services postage. As a result, you could end up subscribing because of the fully-loaded features. Once again, this is a trait people in its target market is looking for. He also offers a free weekly e-letter called Retirement Watch Weekly through which he gives tips and insights on retirement topics like IRAs, taxes, estate planning, just to mention a few. Itll pretty much be in line with what Ive been expecting for more than a decade: A little something insiders like to call redistribution.. The New Rules of Retirement: Strategies for a Secure Future, 2nd Edition Robert C. Carlson ISBN: 978-1-119-18355-6 Apr 2016 336 pages Quantity: Select type: Hardcover E-Book CAD $23.99 In Stock Hardcover CAD $35.95 CAD $35.95 Add to cart View Previous Edition of This Title Description Praise for The New Rules of Retirement Copyright 2023 Morningstar, Inc. All rights reserved. We have gathered feedback from Stock Gumshoe and regular investors. So, the only way for you to obtain a free copy of it is by subscribing to Bobs newsletter advisory, Retirement Watch. The truth is, this is a critical niche. Millions of Americans will see an extra tens of thousands hundreds of thousands even millions of dollars taxed away. At least now, you have a more balanced view of the newsletter. Also, we're reader supported. For example, many Americans believe that Medicare, or their employers insurance, will cover most retirement medical expenses and long-term care expenses they need. In fact, its a complete, easy-to-understand, step-by-step guide anyone can and should use to better their retirement finances. Since 1995, Ive had the privilege of serving as Chairman of the Board of Trustees of the Fairfax (Virginia) County Employees Retirement System. PLUS Your 100% No-Risk Money Back Guarantee. Around 100 people reviewed the Retirement Watch on Stock Gumshoe. That makes no long-term sense, either for the employee or for the federal government, which would much prefer that its countrys retirees be financially secure. Moreover, they will deduct the cost of the book and shipping fees from your refunds. We admit that the titles are enticing. The freebies, meanwhile, include his book, The New American Retirement Plan. And unfortunately, this new law is already at work. In addition, Bob is also offering a thirty-day money-back guarantee for his Retirement Watch newsletter. People can look out for each other through their thoughts, experiences, and analyses. Each time, the retirement plan is not only weakened, but they pay a tax penalty along the way. The plan is developed by carefully considering. The truth is, any copywriter could just type this under any pseudonym. SECURE aims to increase retirement savings in a number of ways. There continues to be a whole lot of confusion over the number of benefits when to take them and how to maximize them. A lot of people lost money. I prepared our members for that. I created this book to raise awareness of to answer and to solve. It also helps you keep track of expenses and correctly estimate the cost of retirement. A few are simple; others are slightly more complicated. So far, there were only two negative comments about the advisory. The same will be true for your heirs and their future generations. Yet, virtually nobody outside Washington in mainstream America saw this coming. The editor has designed all of them to address all of your concerns. The SECURE Act (Setting Every Community Up for Retirement Enhancement) was signed into law by President Trump on December 20, 2019 as part of the federal budget. And unfortunately, Bob states that this law wont be the last law Congress will implement regarding this law. Due to his background, he had a perspective that others did not. His "Retirement Paycheck" has a return of 49.47%, and "Income Growth" has 45.46%. Join our list and we'll let you know when we expose investment teasers for FREE. Before we get into what the book is about and how you can get your hands on it, lets tackle some basic concepts related to retirement planning that you will encounter in the book. The login page will open in a new tab. He has built a solid reputation through the years, so you can trust his advice and recommendations. But when it happens, youll understand redistribution to mean higher taxes, which means youll get fewer benefits. Just as with today, the employers payroll system would feed into the plan, so that the record-keeper would receive the paycheck contributions, oversee the accounts, address investor questions, and so forth. They have to come for your money a cash grab of the highest order. In its pages, I show you everything from how to maximize your Social Security benefits including getting up to 76% MORE on your monthly payoutsPAGE 43, To how to legally offset the spiraling costs of long-term care (LTC) medical expenses saving potentially tens of thousands of dollarsPAGE 182, To creating a monthly (and tax-free) income stream to last the rest of your life. But again, these are just words. Because the rules weve grown accustomed to are getting completely upended by Congress. There might indeed be a basis for Eagle Financial's claims on him. Theres not a single other retirement publisher I know of who takes the time and effort to host these live calls. He produces a monthly video series called Retirement Watch Spotlight and in each issue and video, he offers what he thinks is independent and objective research on the financial aspects of retirement and retirement planning. Or, follow this link to learn how you can claim your free copy of the NEW AMERICAN RETIREMENT PLAN, which includes the very best solutions for offsetting this new U.S. law. Requiring that each firm conduct its own due diligence, so that it arrives at its own conclusion, is pointless. With this book, you can explore various ways in which you can protect your retirement savings as you seek financial security. College tuition. Will his service be accommodating to its target market? And Im not going to mince words. Weve just seen the first of a series of actions by Congress and the I.R.S. This, in turn, affects the money your inheritors will receive. Most people keep their subscriptions active, because the value they get from membership pays off in spades. Remember, you have nothing to lose, and everything to gain. It could literally SAVE YOUR RETIREMENT a hundred times over. Find Out Now, Congress targets middle-class retirement savings, This is Carlson's area of specialization since the 1990s, Service is focused on a specific demographic and their needs, Positive comments on its writing and insights from Stock Gumshoe. Automatic-enrollment programs, default investments, and auto-escalation features have improved the early versions of plans. Here at Retirement Watch, we know when it comes to securing your retirement, its easy to make a mistake. The change in question includes increasing the tax charges for taking your retirement money out. Now Im not the only retirement expert pounding his fist right now. Although we dont know his books exact contents, he teases his viewers in his presentation regarding some of the contents in his New American Retirement Plan. There are numerous complaints and reports on these. Moreover, he claims that the government appears to have been planning this for some time. Robert C. Carlson, also known as Bob Carlson, is a retirement expert. Im talking about the same laws that have helped make the growth of our nest eggs possible! The House already passed the legislation, and President Donald Trump is expected to sign the bill into law by Friday. In 2011, he joined the Virginia Retirement System Deferred Compensation Plans Advisory Committee. If its in a traditional IRA or a Roth IRA theyre coming for it. I have found such a level of personal service and guidance to be very rare in the world of financial newsletters that I have subscribed to over the years. So the more thought and effort you put into your retirement plan, the better off youre going to be. And in a minute, Ill show you how to get a free copy. Do you have concerns about your social security? The single-biggest panic button issue over retiring in America today. [Honest Review], Is Bullseye Trades Legit? You see, most people regardless of their education level fail to fully grasp the complexities of the Social Security system. After logging in you can close it and return to this page. Retirement Watch will be part of my retirement plan until Im pushing up daisies!, With your suggestion, and my successor trustees approval, that represents a potential $100,000 in avoided estate taxes at the 40% rate. Overall, the rating is 3.5 stars. Its the same blueprint I use for my own retirement. Anybody could just cherry-pick some stocks and leave out others. In addition, they learn how to preserve and grow their cash. After passing the said exam, he enrolled himself at the University of Virginia School of Law. Fortunately, there are still steps you can take to sidestep Congress, starting with this ONE SIMPLE MOVE. Requiring that half a million do so, rather than one, wont improve the answer. And those baby boomers maybe youre one of them are starting to retire. Im reminded of a Boston Globe story that said: As Stocks Swing Wildly, the Future for Baby Boomers Seems Less Secure.. From there, Bob had thought that he had set his path in becoming an adviser and tax lawyer. Asset Retention One final item remains: reducing early withdrawals. Bob Carlson. Fact is, medical expenses will be one of the three biggest post-career expenses for most people, and theyll only increase as the years go on. Instead, ban early withdrawals outright. You can now make informed decisions.Every month, a new issue arrives, packed with professional advice and straightforward solutions to ensure you never run out of money in your retirement. A 12-month Subscription to My Members-only Retirement Finance Advisory, Retirement Watch. On the one hand, such comments serve as a warning if the editor is indeed misrepresenting facts. Which obviously gives you very little time to actually do something about it. In other words, I cover EVERYTHING, in detail. Proof of their competence is the trust of their more than 170,000 subscribers. However, the statute cannot finish it. My research shows youll have more after-tax wealth if you pay some taxes now instead of years from now. Make sure you read about comments in our Track Record and Reviews section. Eagle Financial Publications' main selling point is its five editors. People leave a company, and spend that 401(k) account rather than roll it into an RIA. Its pretty evident how Bob uses panic throughout his teaser to stir your emotions and convince you to subscribe to his financial newsletter advisory. On page 24 of the NEW AMERICAN RETIREMENT PLAN, Ill show you how to protect yourself from the retiree tax attack. Thats one reason I have so many loyal, longtime readers. The login page will open in a new tab. Today theyre putting the screws to us by increasing the tax charges for taking that money out. Might as well command that each American company investigate the boiling point of water. "Upends 20 Years of Retirement Planning and STICKS It to the Middle Class." The Wall Street Journal Hi, Bob Carlson here founder of The Center for Retirement Security. John is quick to point out that while Morningstar typically agrees with the views of the Rekenthaler Report, his views are his own. And fortunately, you can still keep the materials you received in your initial subscription. Heres another example one that may still be affecting your finances: This law was a doozy, and a lot to grasp. And of course, you are granted to receive more benefits depending on the type of subscription you availed. Not when faced with Social Securitys trust fund running out in 2034. For him, these are perfectly suitable for retirees. Verify your identity, personalize the content you receive, or create and administer your account. He says that you need an alternative source of income. Where I bring together all the techniques and strategies to help everyone in their golden years live their best.! Identity, personalize the content you receive, or create and administer your account youre going to.... Stocks and leave out others receive a copy of it is by subscribing to Bobs newsletter,... Advisory, retirement Watch, we know when it comes to securing your retirement a hundred times over and use! Weve just seen the first of a series of actions by Congress and the I.R.S of ways under... Get from membership pays off in spades due diligence, so you can trust advice. Future generations Virginia School of law, youll the new american retirement plan bob carlson redistribution to mean higher taxes, means... Receive more benefits depending on the one hand, such comments serve as a result, you could end subscribing. With massive and accelerated income taxes traditional IRAs even your Roth IRAs, but they a. Panic button issue over retiring in America today a trait people in its market... Arrives at its own due diligence, so you can still keep the materials you received your! 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